Are you worried about how volatile market conditions may impact your hard-earned 401k account? We can help you manage your 401k and recommend adjustments as changes in the market arise.

Managing your 401k account yourself can be very confusing, especially when you are presented with a long list of investment options. Our service takes the guesswork out of which investments to select based on your risk tolerance and expected retirement date. You’ll receive professional, ongoing advice that will give you the confidence to manage your retirement plan.

Don’t just leave your retirement income up to chance. Plan Confidence™ is fully customizable with your current 401k plan. You’ll receive notifications when we see indicators that you should adjust based on market conditions.

Financial planning isn’t just about your portfolio. There are a host of other protections you can take to make sure you live out your ideal retirement, grow your wealth, and leave a legacy for your loved ones. While we don’t offer financial planning as a stand-alone service, we integrate financial planning with other crucial services to set you up for success in the future.

TRAC partners with an estate planning attorney so you can conserve your nest egg and pass it to your loved ones. We can help you craft the right strategy so your family is protected when you are no longer here.

Do you have a robust retirement plan in place? Our retirement planning process accounts for many different types of changes that may be encountered in your life once you have retired.  You always want to be prepared for life’s detours which our retirement planning process does.

Tax planning is an important component of any financial plan, especially with pending income tax changes that may impact your investments. We work with you, along with your tax accountant, to devise the right strategy to protect your investments and limit income tax consequences.

To learn more about how we incorporate financial planning into all areas of your financial life, take a look at our Who We Serve page.

Your investments don’t have to be just stocks, bonds, and mutual funds. We can help you incorporate different kinds of investments over time so your portfolio is diverse and you are more protected against inflation and/or volatile market conditions. Alternative investments like rare coins and precious metals offer you the opportunity to grow your wealth while protecting your assets at the same time.

Think of tactical and alternative investing as a way you can add stability and predictability to your portfolio holdings to avoid major market declines. We’ll work to understand your risk tolerance and your other financial planning needs so that you can reach your retirement goals. You’ll have peace of mind knowing your advisor is an expert in tactical investment strategies.

We aim to be highly responsive to your needs and understanding your concerns.

To stay on track to the financial future you dream about, you need to know where you’re coming from (and what the market has done in the past) so you can avoid past mistakes. At TRAC, we focus on looking out for you so that market changes don’t take you by surprise and your assets stay protected.

One of the ways we protect our client’s portfolios is by being aware of the ways the market has fluctuated throughout decades.

As an example, below is a chart showing changes in the S&P from the 2008 recession (May 2008) to September 2012. This is just one moment in history that we keep in the back of our minds as a reference to help us protect our clients.

For small and mid-size businesses, health insurance benefits are an important part of attracting and retaining quality employees, as well as a crucial part of protecting the health and safety of your team.

At TRAC, we know your job as a business owner and/or human resources manager is demanding enough. Shopping around for the right health insurance for your employees can be both time-consuming and confusing, but if you don’t do the research, it may cost more money in the long run.

To address your business’s health insurance needs, TRAC partners with an insurance agency to offer you group health insurance to save money, and provide better service.